Report Debt, Mental Health Problems May Be Linked

tom_mai78101

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Well here's a good reason to pay off your credit card debt: A new review of studies shows that people in debt have a higher risk of mental health problems.

Researchers from the University of Southampton found that psychological conditions like depression and neurosis were far more prevalent among people with debt, compared with people not in debt.

"This research shows a strong relationship between debt and mental health; however it is hard to say which causes which at this stage," study researcher Dr. Thomas Richardson, a clinical psychologist at the university, said in a statement. "It might be that debt leads to worse mental health due to the stress it causes. It may also be that those with mental health problems are more prone to debt because of other factors, such as erratic employment. Equally it might be that the relationship works both ways."

For instance, Richardson noted, a mental condition such as depression could both spur debt, and also make debt worse. "People who are depressed may struggle to cope financially and get into debt, which then sends them deeper into depression."

The review of 65 studies, published in the journal Clinical Psychology Review, showed that the likelihood of having a mental health problem is three times higher among people who also have debt, compared with people without debt.

Read more here.
 

Accname

2D-Graphics enthusiast
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Wow, are you guys serious? NO WAY! This is incredible! I would have NEVER thought about anything like that. Like, really?! This is so amazing! I can not understate my exitement over this ingenious study! It takes a true genius to come up with a study like this.
 

tom_mai78101

The Helper Connoisseur / Ex-MineCraft Host
Staff member
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Wow, are you guys serious? NO WAY! This is incredible! I would have NEVER thought about anything like that. Like, really?! This is so amazing! I can not understate my exitement over this ingenious study! It takes a true genius to come up with a study like this.

Yes, use this study and tell your peers that having debt is like getting a free ticket for getting mental health problems in later life.

Just tell universities and academic circles to stop making us pay for expensive tuitions.
 

The Helper

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I thought it was going to talk about how Mental Problems make you go into debt.
 

Varine

And as the moon rises, we shall prepare for war
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I'm assuming Cheshire has a lot of debt.
 
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